00956nam a22001337a 4500100003400000245005300034260006300087300000700150520051200157650003500669856009800704942000700802999001300809  aRoss, Stuart Smith, Russell G  aRisk factors for advance fee fraud victimisation  aAustralia: bAustralian Institute of Criminology, c2011.   a6p  aFraud is Australia’s most costly form of crime with the Australian Institute of Criminology estimating that in excess of $8.5b was lost to fraud in 2005 (Rollings 2008). Consumer fraud alone has been found to cost Australians almost $1b each year (ABS 2008c). Most types of consumer fraud entail the use of so-called ‘advance fee’ techniques in which individuals are tricked into paying money an ‘advance fee’—upfront in order to secure an anticipated financial or other benefit at a later date.  aAdvance-fee fraud, Transcation  uhttp://iffoadatabase.trustafrica.org/iff/risk_factors_for_advance_fee_fraud_victimisation.pdf  cCF  c214d214