text Italy IFAD monographic 20p. For centuries people have crossed borders seeking better opportunities for themselves and their families. Ever-improving transportation and communications technologies have accelerated this phenomenon, making it easier and less costly for people to migrate, communicate and send money home. Cross-border http://iffoadatabase.trustafrica.org/iff/sending_money_home_to_africa.pdf http://iffoadatabase.trustafrica.org/iff/sending_money_home_to_africa.pdf